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Tag Archives: Bank of England

Now for the next leg of the “financial crisis”

In effect, this is the money trap in operation – again. Central banks are in a quandary.  Unless they  return to “normal” levels of interest rates quite soon, the current model of capitalism, which depends on market-determined long-term rates, cannot function. If they do, however, raise interest rates any time soon, with debt leverage still…
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Mark Carney tries on his new hats

    As predicted in The Money Trap, central banks are in process of ditching inflation targeting as a monetary rule.  Needless to say, this is not how they see it. At the Bank of England, Mark Carney thinks he looks fancy wearing the new hats George Osborne has given him.  He tried them on…
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Golden opinions

  The attributes of gold usually cited as making it useful as money are summed up by the World Gold Council as follows:   “Gold’s scarcity, the fact that it does not corrode or tarnish, its malleability and status across civilisations have made it eminently suitable as a form of money.”   There is more…
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Let new model banks thrive

    In this week’s FT Money (25/26 January) , Merryn Somerset Webb, editor-in-chief, has some interesting remarks on banking. She points out that customers have new, and often better, ways to borrow than “via the traditional fleecing machines with their pricey real estate and unreliable IT systems”. There are new entrants to the market,…
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My take on Mr Carney

I have written elsewhere about Mr Carney’s first 5 months (subscription) at the Bank of England. I showed that in terms of the goals he was set by the UK Treasury (both those stated and those unstated but implicit in his appointment), he has made remarkable progress – with luck playing a part. The UK economy has…
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Central bankers should prepare for a new world

Central bankers are still trying to rescue their monetary policy models with some additional twists such as forward guidance, but not engaging in the fundamental re-think needed. (If you need better authority than I for this assertion, please do read Bill White in the Dallas Fed series here). Paul Tucker tells us that the new…
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Carney rules

    Interviewed by Anna Edwards on Bloomberg TV this morning (July 17), before the minutes of the MPC’s July 4 meeting were released (my segment starts 5 minutes into the clip), I said that Mark Carney would want the new Bank of England to speak with a clear, single, voice. I said that this…
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Thatcher, Volcker, Keynes and the power of ideas

The death of Margaret Thatcher reminds us all of the power of ideas, when allied to guts and leadership, to change the world. She identified one area of national life after another where restrictions and old ways of doing things were holding back innovation and the spirit of enterprise that lay dormant in the British…
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Hypocritical protests at depositor bail-in proposal

Am I the only person to feel that the howls of moral outrage, protests and scathing editorials that greeted the first plan to “solve” the Cyprus banking crisis were somewhat overdone?. I myself joined in the criticism of the proposal to tax all deposits, and recommended the example of Iceland – while pointing out that Cyprus…
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Bank of Japan enters the money trap

The first thing to say about Haruhiko Kuroda, nominated as the next governor of the Bank of Japan, is that he is a very nice man. Whenever I have met him, he has been not only modest and friendly, but also ready, willing and able to discuss policy issues and ready to modify his opinion…
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